A mini directory of quality finance related websites with resources for individuals searching for credit cards. Browse the selection for an informed choice before applying online. Or if you have quality site suited to any of the above catagories please feel free to submit it to this directory.

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Finding the right credit card can be a difficult task. We have chosen to advertise some of the UK's leading credit cards available today to make the process easy for you. Take your time to find out what we offer and browse the choices.

UK CREDIT CARDS

Capital One Credit Card

Capital One is a market leader offering credit cards with great rates, even to people who have had trouble getting credit in the past. Approval rates are among the highest in the industry.

Click the banner to find out more and apply for your Capital One Credit Card today!

Credit Card News

Research commissioned by Capital One has revealed that switching credit card providers to take advantage of 'zero interest' introductory deals is costing the industry billions - and prompted concerns that the deals could be on their way out.

The study, conducted by Professor Merlin Stone of the Bristol Business School, found that credit card customers who continually 'switch' deals in this way are costing UK credit card providers more than £80 million a month.

"Economically, some providers cannot sustain their current offers of zero per cent interest which means they may have to remove them or start introducing new charges to help reduce their losses," Professor Stone commented.

"Card issuers will also increasingly look to find other ways in which to differentiate, the most obvious being the introduction of standard flat rates of interest."

These standard flat rates could actually prove more beneficial to credit card holders than the zero per cent deals, Capital One claims, citing considerable consumer demand for the flat rates.

According to the credit card provider, 61 per cent of credit card holders would prefer a flat rate of interest to having to continually switch deals in order to take advantage of introductory offers.

Indeed, Capital One claims that whilst 4.2 million people may have transferred their balances to new cards in order to try to clear them during the introductory zero interest period, 39 per cent of those were able to do so.

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